Mr.Clement Tembo

                                                                            Chairman & CEO

                                                                            OUR PROFILE

Company Representative:

Vicfirm Financial consultancy has one Director and he's the current chairman, he's Zambian citizen.

Full Names: Clement Tembo

Qualified in Business Management with wide experience in Financial fraternity.

Mr. Tembo brings to the financial circles a different approach to financial clientele regardless of the customer background and status.Having worked for Barclays Bank in various positions before separating, he brings in not only modern financial management but also a customer driven "Customer Centric" approach to the customers.

Company employees:

Vicfirm Financial Consultancy is a desired employer among many graduates and would be employees. We take great pleasure in training our staff to deliver world class services.

Registration and Affiliations:

Vicfirm Financial Consultancy is registered under the registrar of companies (PACRA).

We are registered with NAPSA National Pensions Scheme Authority in Zambia.

We are registered with ZRA (Zambia Revenue Authority) in Zambia.

Focus:

Vicfirm Financial Consultancy is focused on improving (Zambian women's welfare especially among the "Marketeers who's attention is sidelined by main stream Financial providers such as Banks and other Microfins. At Vicfirm we take pride in improving the ordinary women folk and their communities.

Background:

Vicfirm carried out a survey on the family providers "bread winners" in our local townships/ compounds and the results were disturbing.Most women in these areas turned out to be bread winners supporting the entire household with pressing expenses such as school fees, feeding and rentals (accommodation). The fact that they are bread winners was exciting but the source of funds was disturbing, these women sale merchandise (vegetables and some few groceries) with less capital and not easy to sustain such demands.

Vicfirm through the founder Clement Tembo had a dream to empower women and with his dream and also thinking through chilimba came with a strategy to lend marketeers (women groups) without them having to worry about were to get the capital and joining chilimba. instead of paying friends in the group with own capital Vicfirm Financial Consultancy provides the group of (5) five women with capital and they pay back slowly with very minimized interests.

Benefits for Groups:

-Women don't have to look for capital as it is right on their door step

-No membership fee

-No Facilitation fees for soft loans

-Unlimited access to funds

-One day approval

-No bankable accounts

-No transport to go make payments as our agents reach out to them all at their stand door step

-Free T-shirts and chitenges for long and consistent members with a Vicfirm regalia

-No communication costs as we contact them constantly

-No insurance paid upfront for loan risk as this is handles by Vicfirm in case of demise, theft or and when our customers suffer medical conditions that can not allow them to pay up the loan.

Social Support (Effect in Communities)

Vicfirm Financial Consultancy is the official sponsor of Nacle Football Team, a local sports academy in Chilenje Township. This academy was specifically brought on board to create a platform of exposure for local youths.

Vision: A Zambian woman “Marketeer” whose enlightened on financial management for her business purposes.  

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